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PhilipInCoventry
Holbrooks
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121 of 140  Sat 21st Jan 2017 7:17pm  
Moderator: Joined Apr 2010  Total posts:3824

Hi & thank you Helen, Thumbs up This was the poor quality picture that I tried to upload earlier which is part of my original post. I cannot hold my cam-phone steady to record a clear picture, leave alone a paint brush. It's a BMMO 36seater about 1952, used on many Nuneaton & Rugby routes into Coventry. "Hold tight"
Retirement
Old Lincolnian
Coventry
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122 of 140  Sat 21st Jan 2017 7:25pm  
Member: Joined Sep 2012  Total posts:455

Hi Philip Wave, sorry you're feeling ill, I had a similar bug last November and it just refused to go away. My advice is keeping warm and Lemsip (other cold treatments are available), it worked for me. On a different note, I've now joined you. Yesterday was my last day of work after 29 years at the University of Warwick (probably some sort of record nowadays) although I don't officially leave for two more weeks as I am now on holiday. All I've got to do now is stay reasonably fit (hopefully the walking and cycling will help) and stay financially solvent. We're just in the process of getting quotes for a small extension with a downstairs bathroom so hopefully we can stay where we are for a reasonable length of time. I might even manage to make it to some Wednesdays at the Belgrade. Cheers
Retirement
PhilipInCoventry
Holbrooks
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123 of 140  Sat 21st Jan 2017 7:40pm  
Moderator: Joined Apr 2010  Total posts:3824

Hi & thank you, It's aching & weakness which is the main issue, I don't actual feel ill anymore. I might though if Pam hits me over the head with her rolling pin if she catches my trying to escape outside. I did a couple of upgrade courses at Warwick in the late eighties & early nineties. Loved it. I have always been well occupied in retirement, both paid & voluntary, but all paid stopped in 2012. Being a bit down like now, is hard because I need at least the walking exercise. During most weeks, I walk an average of twenty miles, but being housebound since last Tuesday I have become very sloppy. So the sooner am out & about the better all-round. I cannot wait to be wanting a bacon butty more so than eating one. The day I am drooling for a butty, I will be so happy. Cheers
Retirement
PhilipInCoventry
Holbrooks
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124 of 140  Mon 23rd Jan 2017 11:20am  
Moderator: Joined Apr 2010  Total posts:3824

Hi all Wave My new "West Midlands Combined Authority" (formerly Centro) bus pass arrived this morning, so I hope to stay alive until my birthday in 2021. That was efficiently done. I received an email last Tuesday, which I completed without delay, & whoopee, my new pass has arrived safe & well. Wave Cheers
Retirement
Old Lincolnian
Coventry
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125 of 140  Mon 23rd Jan 2017 6:38pm  
Member: Joined Sep 2012  Total posts:455

Philip, I joined the University of Warwick in the same year as City won the FA Cup, how times have changed Sad. Pleased you enjoyed your courses there, I may even have been involved in some of them. Keeping fit and healthy is something I have always done and I'm concerned whether I will find the will power now I am no longer working. For the past few years I have walked five miles a day whenever possible (I even bought myself a fitbit to help) and also cycled eight miles to and from work on weekdays with cycle rides most weekends, it was helped by the fact that I walked nearly three miles a day as part of my job. I hope to keep the walking up but the cycling may have to fall by the wayside during the week. The only problem is that after a couple of days without cycling I start to get itchy feet and can't wait to get on a bike. So I'll have to see how it goes.
Retirement
PhilipInCoventry
Holbrooks
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126 of 140  Mon 27th Mar 2017 12:24pm  
Moderator: Joined Apr 2010  Total posts:3824

Hi all Wave Happily, retirement is not all about the business side of pensions & so on. Other physical around the house issues come into play as we realise that some jobs that we used to do, aren't so easy or in some cases to do them is risky both to ourselves & others. Pam & I have always enjoyed our garden space, as odd shaped as it is living at the end of a cul-de-sac. I was on a bus coming home from Bedworth one day, when I saw a couple of gardeners working hard on a very untamed plot. The next time I passed by on the bus, I was amazed at the transformation. A couple of weeks later, I was passing by the same spot when it happened to be their scheduled gardener day, so I got off the bus, walked back to have a natter with the gardeners. A man & wife team. They gave me their business card which I then later shared for discussion with Pam. Their web-site was plain & straight, with no hyped miracle cures. I had seen what they did, so with delight I asked them if they would sort us out in our garden. That was one of the best decisions that I have made of late. For a couple of years now, they have been coming twice a month in the growing months, slacking off at the beginning & end. At the end of last summer, I asked the gardener, with a view to us getting older, what he would do if this was his garden. You see, when you can trust someone, there is a chemistry that tells us we are all singing off the same hymn sheet as it were. So, for the last eight weeks, our gardens have been transformed, today being the final day of the capital work, with wood treatment & so on. Pam & I are delighted, even the Wendy-house is having a lick. Now obviously this kind of hard work has to be paid for, but several of our friends have spent more on holidays, but for Pam & I this for us is like a holiday. I have put a few picks up on the "view from my window" topic, so just a couple on here for now. Our garden has gone through three distinct phases in the fifty years that we have lived here & if we enjoy this phase as much as the others, we will have little to complain about. In the garden with fair weather & in the Wendy house when it is not so nice. Our forum is not an advertising site, but I am more than happy to share the contact details of our gardeners by private email. Just to have trustworthy folk is a bonus, as we in our age group are often victim to those that exploit & give false account. Wave A happy wife, sat on a bench made by the gardeners from a railway sleeper.
Retirement
PhilipInCoventry
Holbrooks
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127 of 140  Mon 26th Jun 2017 3:25pm  
Moderator: Joined Apr 2010  Total posts:3824

Hi all Wave Equity Release. The above article states ten good reasons for releasing part of the value on your home & for many folk it is a legal way of providing extra funding in old age. The implication of reducing your tax burden is possibly the most attractive aspect for many. Do remember though, that benefit is only under the present rules regards property ownership. They could change at any time particularly as so many are doing it nowadays. Parliament only has to change the rules, so that it is whoever's name is on the deeds, without any reference to whether there is a deferred debt to be settled. The other thing to take into account, is just ask yourself why is this being offered? Someone comes along & gives you say £30k, with a binding contract where they receive £30k when the property is not needed anymore. Not quite right. Yes, you might receive the £30k, but the debt owed maybe twice or even three times more than that value. It is not being done for nothing. So, please spare a thought for that. I saw a stat recently, for a huge well-to-do area of one of our nearby towns where equity release was affecting over half the homes. That volume of devaluation going on under the noses of parliament, might just force a change in what folk have to contribute for receiving care in the future. Just my own thoughts. In my own case, if I was single & living on my own, under current rules it might be viable, or at least worth a consideration, but an absolute no-no for me as part of a living couple. We could be leaving a noose around the survivor's neck.
Retirement
PhilipInCoventry
Holbrooks
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128 of 140  Tue 1st Aug 2017 8:14pm  
Moderator: Joined Apr 2010  Total posts:3824

Hi all, Something that I have supported for years. Walking for our Health
Retirement
Dreamtime
Perth Western Australia
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129 of 140  Wed 2nd Aug 2017 11:55am  
Member: Joined Jan 2010  Total posts:2846

I gave my early morning brisk walk away this morning Philip, it was 1.7 at 7.30 this morning. My bed wouldn't let me get up! Lol Wave
Retirement
LesMac
Coventry
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130 of 140  Wed 2nd Aug 2017 2:09pm  
Member: Joined Dec 2011  Total posts:294

Retirement
Old Lincolnian
Coventry
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131 of 140  Wed 2nd Aug 2017 7:51pm  
Member: Joined Sep 2012  Total posts:455

Nice t-shirt Les Mac Thumbs up . When I retired a friend bought me one saying "I'm not totally useless,I can be used as a bad example". Unfortunately I put it somewhere when tidying up and can't remember where (and that's the truth, I love that t-shirt Sad)
Retirement
Old Lincolnian
Coventry
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132 of 140  Wed 2nd Aug 2017 8:00pm  
Member: Joined Sep 2012  Total posts:455

On 1st Aug 2017 8:14pm, PhilipInCoventry said: Hi all, Something that I have supported for years. Walking for our Health
Hi Philip Wave Something I've argued for years. Even if you are walking in places you know well you see things from a different angle and with more time so you appreciate things you normally take for granted. I'm fortunate in that I'm still mobile and don't have many health issues (touch wood) so I manage at least five miles a day, either on my own or with a friend, but the most important thing is, I enjoy it!!! Cheers
Retirement
pixrobin
Canley
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133 of 140  Wed 2nd Aug 2017 9:37pm  
Member: Joined Mar 2014  Total posts:992

I like long walks, especially when they are taken by people who annoy me. Wink
Retirement
erwegoagen
Coventry Wyken
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134 of 140  Thu 3rd Aug 2017 7:13pm  
Member: Joined Sep 2010  Total posts:28

Hya Old L. Walking with your dog is one of the best exercises, both physically and mentally. I retired when I was 60. I had a business for 30 years. When I left my business I decided to take my A levels, and I chose English and History, and much to my surprise I got them. My real love was History, and at that time Warwick Uni were giving free lectures. So I spent 3 years part time there. I now read History books for pleasure. I have always had dogs. My last two were Border Collies, my present one and my last is Evan, a rescue lad. I had him when he was 1 year old, he is now 14 years of age. Together we have 3 walks a day, a bit slower but as Ben Hogan said we can smell the roses. I am now 85 and I take great consolations in the knowledge that I have beat the system. By the way if anyone hasn't read it, Ken Follett's PILLARS OF THE EARTH and WORLD WITHOUT END are well worth reading Cheers See you about, folks! Cheers Cheers
Retirement
LesMac
Coventry
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135 of 140  Thu 3rd Aug 2017 7:51pm  
Member: Joined Dec 2011  Total posts:294

I walk as well. Most days I walk from my back door to the car, at least 40 yards. Then after I park up the car on my return I have to do it all over again.
Retirement

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